Reason why you are in debt is your habit of using credit cards anywhere and everywhere. So the first and foremost step to get out of debt is to immediately stop using credit cards. Simple is the fact that if your earning is $500 and you are spending $700 thinking that you can repay it in next month then you ought to be overburdened with high debt.
There are few nonprofit organization that offer free debt consolidation plans for those who are about to get bankrupt. Seek help from such organization, but remember they can only help for the first time so as to save you from getting bankrupt.
You can find many debt consolidation companies both online and offline that offer finest services depending on the liquidity of your account and the amount of debt you owe. They can provide you systematic plan by following which you can save some fixed amount of your regular monthly income and can get out o debt within some specified time period.